RIDDLE FOR SEPTEMBER
Answer to last month’s riddle: He was playing Monopoly.Answer to last month’s riddle: He was playing Monopoly.
Q: Are Tardus Strategies things I can teach my children?
A: The simple answer to that is, of course! But, as with any topic, there will be differing degrees of what can be understood based on age and experience with money. We certainly feel that Tardus strategies, and especially the mindset, is one that should be freely shared with your family – after all, it’s your entire family that is often seeking and benefitting from financial freedom.
Here are some concrete ways we see our members include their entire family in the work of building their Income Snowball...
■ Our clients choose goals that benefit the whole family in a concrete way that even their young kids can understand and get excited about; like a new car, a bigger house, or a fun vacation.
■ They talk about the bills as they arrive in the mail or about their income as they deposit it in the bank. They look for and take advantage of teaching moments to explain what they are doing and why.
■ They lead by example and follow their spending plans. This shows their children that it’s possible to exercise self control, have fun, and reach goals – all at the same time.
■ They give their children opportunities to earn, plan, save, and spend their own money in ways that reflect their own priorities.
■ They instill a sense of gratitude and generosity in their family members by not being wasteful and being openly charitable, even encouraging their kids to volunteer their time or donate money or toys to good causes.
I am one of the newer coaches here at Tardus. I stumbled across the Income Snowball video online, inquired for more information through a Facebook message to the company and immediately knew that this was something special. I’ve never seen any program like Tardus where clients not only pay off debt but also earn passive income simultaneously.
I love helping people and know that there is a huge need to share the education and coaching that Tardus provides. The financial struggle is real and the majority of people in this world, like myself, have never been taught the many strategies that Tardus teaches. I became a coach because I am passionate about helping others and seeing them win and succeed.
Tardus has allowed me to dream bigger than I have before. The possibilities are endless; it’s very exciting! One of my major dreams, besides becoming financially independent within my own family, is to help other families make that same journey. Living a life of time-freedom specifically, as always been a goal of mine.
I was born and raised on the island of Maui, Hawaii. I married my high school sweetheart, Francis; and together, we have three children: Isaiah 20, Leah 17, and Levi 11. I love spending time with them and my extended family and friends, playing baseball, and going to church and serving others. I love the beach and family movies and dinners.
Get to Know Your Coaches!
This is taken, in part, from an article in Psychology Today. It was published a few years ago but the tips here are all still very effective in inspring and helping your teen to be creative, free thinkers.
The teen brain is in a vulnerable state. It is primed to fall into addiction, delve deeply into depression and seek out risky situations. However, the teen years are also a prime time for developing long-term, necessary strategic thinking skills, the foundation for advanced reasoning that should continue to be refined in complexity and maturity throughout adulthood.
◆ Encourage your youth to be a problem finder and solution setter for issues that arise daily and discuss how academic content supports this expertise.
◆ Ask your teenager to give you a “message” from a book or movie or hurtful experience rather than a long-winded retell without reflection.
◆ Watch their favorite TV show with them and share different take-away messages for the different characters.
◆ Push for a multitude of answers to a question or problem versus seeking the “right” answer.
◆ Help your teen build and act on a business or creative venture and allow them to be a part of all the details of financing, operations, and evaluation throughout.
1 Financially Savvy Kids are Involved
An excellent place to start is to simply involve your kids in the process of planning, saving, and spending. Learning by doing (and even failing) teaches lessons that last a lifetime. Turn to our Q and A to read some examples of how Tardus clients are actively engaging their family in their Income Snowball.
2 Financially Savvy Kids are Grateful
Kids who have an appreciation for what they have are inherently more prepared to use their finances in smart ways. They know that they must work for the things they want, whether through effort, strategy, or a combination of the two. They also know that it is worth the time to care for the things they have, which ultimately leads to financial responsibility. Wastefulness is one of the true enemies to wealth and financial freedom.
3 Financially Savvy Kids are Generous
When kids grow up actively involved in earning and using money, and you pair that with a mindset of gratitude for what they have, the natural outcome tends to be generosity. After all, when our members reach financial freedom and find that they don’t have to work for every penny or scrimp and save for their necessities, the first things they do are turning to their loved ones and communities and giving back. Kids are no less generous than that if the mindset of abundance as been cultivated and proven to them over time. One of the strongest points of Tardus membership is when their relationship to money becomes one of ease and enjoyment rather than stress and fear.