■ Our clients choose goals that benefit the whole family in a concrete way that even their young kids can understand and get excited about; like a new car, a bigger house, or a fun vacation.
■ They talk about the bills as they arrive in the mail or about their income as they deposit it in the bank. They look for and take advantage of teaching moments to explain what they are doing and why.
■ They lead by example and follow their spending plans. This shows their children that it’s possible to exercise self control, have fun, and reach goals – all at the same time.
■ They give their children opportunities to earn, plan, save, and spend their own money in ways that reflect their own priorities.
■ They instill a sense of gratitude and generosity in their family members by not being wasteful and being openly charitable, even encouraging their kids to volunteer their time or donate money or toys to good causes.