First, assess how much you over spent by looking at receipts, bank statements, credit card bills, and other records. It should be clear how much you overspent, so step 2 is to determine how this affects your Income Snowball. If you can tighten up in January and get back on track, then that’s the best solution so your Income Snowball doesn’t lose any momentum. However, if you are a little further behind, it may be best to set up an appointment with your coach right away to discuss some strategies to add into your monthly plan for the beginning of 2017 to get you back on track quickly and painlessly.
Hope you are enjoying this holiday season and keeping your Income Snowball in mind.