Lindsie McBride, mba

Lindsie McBride is our Marketing and Events Specialist. Lindsie brings experience in marketing and a background in events and hospitality leadership. She holds an MBA in International Business and a Bachelor’s in Event Management. Her passion lies in creating exceptional experiences, which she focuses on bringing to our clients.


The Only Patented Wealth Building System of Its Kind

Learn exactly how it works

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Tardus founder, Tanisha Souza spent 6 years in research and development for a systemized approach to building wealth. She knew the key was in paying off debt and creating income simultaneously. Eventually, she perfected The Income Snowball™ calculator, a "robo-investor" that can predict exactly when a person could achieve financial freedom, and the steps to take to get there.

The calculator takes the details of your situation and identifies your personalized plan for the most direct path to creating enough passive income to cover all of your living expenses. This is what we mean when we say Financial Freedom.   The average American family only needs $5,000 per month in passive income to achieve this freedom. That sounds much more achievable than the millions you would need to save in a retirement account to live comfortably off the interest, right?  

That’s why we say it’s financial freedom… for the rest of us.


Research has discovered that the average millionaire has 7 streams of income. This is the key to escaping the vicious cycle so many are stuck in. Depending on the income from your day job won’t create the lasting wealth you need to meet your goals or take you through retirement. Instead of working for your money, make your money work for you.

We’ve spent decades mastering The Income Snowball™ and successfully implementing processes for thousands of people from all walks of life. We’ve researched hundreds of investments and strategies and figured out what works. Any challenge you can think of, we’ve been there, and we want you to learn from our experience.  

We’ve helped over 7,000 clients in our 20 years in business. Nearly all those clients have come to us through word of mouth and referrals. That’s saying something.

Case Study: The Bartels were business owners who had almost given up on their dream of getting out of the construction business, because they weren’t even close to retirement. With a custom plan designed for them, in less than 3 years, they were able to shut down their business, quit working, move into a lake home and travel the country, retired at 50 years old.

Case Study: Wayne Oshima thought he would never be able to retire on his modest income and even more modest cash flow because he had nothing saved for retirement. But in less than 6 years, thanks to Tardus and the Income Snowball system, he was able to cover all of his monthly living expenses with the income from his investments.


The process to get a patent is very labor intensive, and we had to make sure we crossed our T’s and dotted our I’s. We had the calculator reviewed by math professors, finance professionals, many lawyers, and the patent office.  

The requirements of a patent are that the invention must be statutory, new, useful, non-obvious.

We were granted a patent for this unique process in 2014. You can have the peace of mind to know that our due diligence has been done, the calculator has been vetted, we’ve been fully transparent with all the nitty gritty details, and you can have the utmost confidence in this system.  


There are countless benefits to using proven systems for investing. They are tried and proven, and you aren’t risking your money on things that may or may not work.

Some benefits of proven systems are:

  • Consistency is key. No matter what you decide to pursue in budgeting, investments, fitness, life.... the key is to be consistent. Systems automate that for you.
  • Making the most of your time. The only thing more valuable than money? Time. We’ve spent decades on research. Don’t repeat the effort, let us share our wisdom.
  • Make more accurate projections. Instead of a “cross your fingers and hope” method, you can more accurately project your future success based on data instead of speculations.  
  • Be efficient with your money. Save your hard-earned money and encourage efficiency by not wasting it on trial-and-error or trending investments.  
  • Self-sustaining process. Once you put the process in place, it can sustain itself and continue to grow with little effort on your part. That’s why it’s called “passive” income.

Case Study: Lisa Arakaki was a restaurant owner and her business was hit hard by the COVID19 pandemic. She thought she would have to tap into her retirement funds, but with the help of Tardus, she utilized multiple strategies for producing consistent monthly income and could rely on this to cover her expenses while she was waiting to be able to reopen her business.

Financial freedom is not just a cliché term used by financial advisors to keep your money locked in the stock market.

With the Income Snowball™, it’s finally attainable for all.

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