Tanisha and Chris Souza were newlywed, drowning in six figure student loan debt, and Tanisha desperate to escape her grueling career as an attorney. The Souzas took a leap of faith into real estate investing and achieved financial freedom. Soon after, Tanisha quit practicing law and Tardus was born, on a mission to help others achieve that same freedom.
Tanisha spent several years and dozens of prototypes developing and perfecting a system that could help a person create self sustaining passive income and eliminate debt simultaneously while projecting the person’s financial freedom date – in most cases within 5 to 10 years. Because of the speed in which a person could grow their income, Tanisha appropriately named it the Income Snowball. She was granted a patent for it in 2014.
Today Tardus Wealth Strategies is a full service wealth-coaching company, headquartered in Honolulu, Hawaii and helping members around the country, and the world. Tardus Wealth Coaches work individually with members on a monthly basis to help them create a predictable system for creating passive income, paying off debt, and planning for their financial future.
Tanisha is the Chief Wealth Coach at Tardus. Formerly an attorney, Tanisha is the inventor of the patented Income Snowball System, best-selling author with Jack Canfield of Soul of Success Volume II, and author of the Multi-Million Dollar Real Estate Investing Course.
Chris is the Chief Operations Officer at Tardus. With more than a decade of experience in finance and sales for multi-million dollar corporations, he has parlayed that expertise into helping build the Tardus brand into a world-wide leader in financial coaching.
Lindsie Akers is our Marketing and Events Specialist. Lindsie brings experience in marketing and a background in events and hospitality leadership. She holds an MBA in International Business and a Bachelor’s in Event Management. Her passion lies in creating exceptional experiences, which she focuses on bringing to our clients.
Rose Young is our Client Relations Manager. She works closely with the rest of the team to monitor our client’s progress and improve our systems. Rose is a dedicated professional with 20+ years of experience in a range of customer-facing roles. She has a proven record in troubleshooting and resolving issues to create smooth operations across property and facilities management, office management, and people management. Rose is focused on building valued client relationships and program loyalty with a strong commitment to customer satisfaction.
Jackie is an administrative and operations professional with a comprehensive background in project, facilities, and event management. Her established reputation of professionalism and performance have provided her opportunities to wear many hats throughout her work history. She’s a self-motivated dynamic individual with strong organizational and multi-tasking abilities. She prides herself in effectively interfacing with all levels of management and being able to get things done with a contagious positive attitude. Problem Solver. Change Embracer. Get it done-er. Jackie is a results-oriented supporter and thrives in positions of service.
Sharon graduated with a BSN from the University of Hawaii and has spent most of her life educating and coaching others. Being an island girl, she was saddened at potentially relocating to the mainland for financial reasons after her husband's retirement. As a Tardus client, wealth building strategies enabled them to become homeowners in Hawaii, which spurred her desire to share Tardus with others as a Wealth Coach. "I love it when clients call to tell me they have gained control of their finances and are reaching their dreams!"
Kathy has been active in several facets of real estate investing for many years. When she learned about the power of the Income Snowball strategy she became a client to continue her financial education and benefit from the Tardus patented financial system. Since she has seen the results of the Tardus system work seamlessly during times of economic upheaval and uncertainty, Kathy believes it can help relieve stress, and provide long term stable income for many. She realized it was time for her to share the benefits of Tardus with others, who like her, were concerned about financial stability and retirement income. Kathy enjoys helping people realize their full potential while assisting them in accomplishing their financial dreams and goals. “Like so many people, my husband Mike and I want to retire with an assurance that our monthly income is secure while we travel and enjoy the culture of each new destination.”
Sequana has always had a passion for assisting others with their personal finances. Over the years, she’s coached family and friends on the basics of budgeting and debt reduction, but she figured she’d have to wait until she retired before she’d be able to fulfill her dream of being a full fledge financial coach. Becoming a Tardus client helped her to accelerate her timeline and she’s excited to do the same for others as a Wealth Coach! She is based in Maryland, where she lives with her husband, son, and dog.
Mariano brings his experience as a Principal and Floor trader on the Stock Exchange to his work as a Wealth Coach based on Oahu and he teaches that you don't have to wait until you have enough money to do what you really want. "The trail blazing new field of patented wealth strategy with Tardus is nothing like the traditional 'accumulation' methods subscribed on Wall Street."
Cora’s has for 30 years made a difference in her Rural Oahu community. Co-founder of 3 non-profits. She has 30 years’ experience in bookkeeping and office management. After a bookkeeping client became a Tardus client, she quickly recognized the short fall to traditional financial systems. “As a Tardus client and wealth coach it is very exciting to witness the radical changes in our financial future by choosing to empower ourselves".
Before Tardus, Sherri was the owner of a brick and mortar heating and cooling company for 28 years. In addition to her entrepreneurial endeavors, Sherri has 30 years of experience as a real estate professional, investing in residential, multi-family, mobile home parks, and light commercial. Outside of work she is a wife, mom, foster mom & new grandparent. Sherri loves family time, traveling, riding in the dunes, and boating. She says "helping families realize their goals are closer than they ever imagined is priceless."
Jamie Dela Cruz is a teacher at heart and has been an elementary educator for 15 years. He has worked at some of the top private and public schools including Punahou School where he was both a tennis coach and teacher.
Jamie has experience in end sales and has been a real estate agent and investor for several years. Through his experience in the field, he became a Tardus client and learned about the patented Income Snowball strategy and found success in the Tardus strategies even in tough economic situations.
Jamie loves to help people find success in all aspects of their lives. He has a passion for finding ways to help people achieve their personal and financial goals so they too can find financial freedom!
Chris has had a varied and interesting career in the financial services industry. From his beginning as a floor traded at the Minneapolis Grain Exchange, where he traded grain, metals, oil and ag commodities, he realized that Minneapolis was not the center of the financial universe. A move to Chicago or New York was interrupted with his wife being pregnant with one of his 4 children, so the Twin Cities remained home.
Continuing his career by becoming securities and insurance licensed. In 1990, He and his business partner started a financial planning firm. As the company grew, it became a multi-faceted company to serve their client’s every need. From owning a broker-dealer, commodities IB, Insurance agency, Registered Investment Advisory firm and International Hedge Fund, the company grew to five offices and 65 representatives.
Chris’ great-grandfather started a company which is now a Fortune 500 company, but with improper estate planning, the fortune which should have been inherited, is virtually gone. Chris has made it his goal to teach his clients the methodologies to create wealth and retain wealth for generations to come.
Currently Chris enjoys playing and coaching hockey. Most recently he coached the Minnesota Wild Blind Hockey Team, the first blind hockey team in Minnesota.
He also plays bass guitar in a 80‘s & 90’s rock band, which his spouse Darlene claims to enjoy listening to!
With a background in banking, investor financing, real estate; a persistent curiosity about how money works has led Aimee to Tardus. She's long questioned conventional accumulation methods of wealth. Aimee belongs to tight knit group in the top percentile of wealth and tax strategists--helping people keep their wealth using cash-value insurance strategies. Aimee found Tardus and is thrilled to share there's a blueprint that's helping people create their wealth. As a Wealth Coach, what's most important to Aimee is joining this very inclusive group that is helping those that until now, haven't been able to fathom financial freedom. Dare to dream. She can't wait to help you find your way to a bright future.
Aimee lives in Alexandria, VA with her husband and two athlete boys. In their “spare” time you can find them either on a baseball diamond or an icehouse.
Desmond Kāne Balbin is a native Hawaiian born on O’ahu and attended Kamehameha Schools, Sarah Lawrence College and UH Manoa. With a BFA in Dance and Theater, he realized early on that his passion would not sustain his lifestyle in Hawaii. To make a living while performing and choreographing, he found success as a client advisor in luxury retail and as an internet marketer for almost two decades. He enrolled with Tardus as a client after seeing his mother's accelerated success. His goal was to create enough passive income so he would have free time to follow his dreams. Now, as a Wealth Coach his desire is to help people become financially empowered so they too can follow their passions and be financially free.
Born in Honolulu, Hawaii, Shanna always had dreams to travel the world and explore what lies beyond the Hawaiian Islands. Like many others, after graduating from the University of Hawaii at Manoa with a Bachelor’s in Biology, Shanna found herself with a large amount of student debt. Thanks to the amazing results of Tardus wealth coaching, Shanna’s student debt is no more in just 6 years and her travel dreams are not fantasy but reality. Prior to Tardus, Shanna worked 16 years in the pharmacy / medical industry as a pharmacy technician and buyer; often receiving recognition for her friendly customer service. With Tardus, Shanna learned that financial freedom is achievable and can’t wait to help clients use Tardus strategies to build towards their goals with peace of mind.
Thien holds an MBA in Finance along with a Bachelor of Science in Accounting and Management from Virginia Tech. He has more than 20 years of experience in banking, stocks, and teaching. Thien has been with the Tardus Team as a Client Success Coach for 10 years.
Troy’s passions lie in helping people and finances. After 20 years of military service, he is now in position to help others realize their dreams by coaching them through the financial obstacles that arise in their daily lives. He holds a bachelor’s in financial planning, is an Accredited Financial Counselor (AFC) with the Association for Financial Counseling and Planning Education (AFCPE), has over 15 years of counseling experience and believes regardless of income or background, we all can achieve lasting financial well-being through education, coaching and hard work. He is based out of Clarksville, Tennessee, enjoys fitness, real estate, helping others solve problems, and travel.
Tinley has a professional background in real estate sales, property management, and real estate tax law. She started investing in her own rental properties and her passion for financial freedom and financial education began. She truly believes that everyone has the power within them to achieve their dreams, all they need are the right tools and education. On her own journey toward financial freedom, she has learned that the biggest tool you have to managing your time and ultimately your balanced physical, mental, and spiritual health is money. She believes that financial success is being able to make choices to live your best life. She truly enjoys watching others reach their goals and hearing about the inspirations on their journey.
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Joe was born and raised in the San Francisco-Bay Area where he attained a B.S. degree in Biochemistry and Molecular Cell Biology from University of California, Davis. Prior to becoming a Tardus Coach, he has helped facilitate, coach, and train throughout his lifework, along continuing to educate and grow himself. Life is a great teacher and Joe has experience in Real Estate investing and Entrepreneurship.
Joe founded and started a company called “Marvelous Customs” with which he has designed, created, modified and implemented many video game products that people still utilize today.
Joe has facilitated local group finance meetings covering topics from budgeting, tracking finances, real estate analysis to even discussing alternative investments. Through these groups, he has coached, taught, and discovered more about finance.
Joe really enjoys seeing clients, students, and family win on their life’s goals and purpose. If there are barriers to seeing what is possible, he would love to help in removing those barriers to start seeing life’s possibilities- with some help of the income snowball.
To the one out there needing some help figuring the labyrinth we call life – jump in, play, learn, and thrive!
Ever since she can remember, Melissa has dreamed of being a real estate investor and an entrepreneur. Before she got there though she made a pitstop in Brooklyn to obtain a bachelors degree in business and communications and compete as a division 1 athlete in volleyball.
In 2011 her dream began to take shape with her first multifamily property. Over the course of the next 10 years Melissa established multiple businesses and acquired more real estate providing her with a vast financial and business management education. In addition to those two loves, Melissa is very passionate about personal development, absorbing all she can when it comes to self-improvement strategies, psychology, and positive leadership habits. She believes that financial education is a roadmap to personal autonomy and she's driven by the financial confidence developed in Tardus clients as they move toward financial freedom.
King has a professional background in real estate and banking. He is passionate about stewardship, investing, and financial education to effect lasting change in families and communities. In his coaching, he seeks first to understand a client's personal needs, goals, and dreams for the future. To him, finance is not a 'one-size-fits-all' journey. He is based out of Kansas City, Missouri, and enjoys reading books, playing guitar, and tennis. He is husband to a talented artist, and proud father to 3 kids. King is excited to impact lives as a Client Success Coach for Tardus!
Alex Cheng is a pastor, coach, and entrepreneur. Alex is an experienced real estate investor and has been implementing strategies for the Income Snowball within his own finances. Outside of Tardus, Alex runs a video production company as well as pastoring at his own church. As a financial coach at Tardus Wealth Strategies, Alex finds his utmost joy by investing and developing others to reach their fullest potential.
Sarah holds a Doctor of Jurisprudence (J.D.) from the University of South Carolina School of Law. Her journey has led her into the financial sector, including counseling and coaching. She is an Accredited Financial Counselor (AFC) with the Association for Financial Counseling and Planning Education (AFCPE) and holds her Financial Fitness Coach (FFC) certification. Her passions include educating, coaching, and investing. It is her belief that everyone has an opportunity to fully meet their current and ongoing financial obligations, feel secure in their financial future, and make choices that allow them to enjoy life.
Jonathan holds a Doctorate in Pharmacy along with undergraduate studies in Business Administration focused on Finance. Jonathan has an extensive background in management and sales. Over the last decade he worked as a pharmacy manager. As a pharmacist his highest priority was leading patients to complete health and wellness through one on one coaching and counseling. Jonathan has always strived for financial freedom while perfecting his own personal investments and later added real estate investing to his pursuits. After seeing what amazing results can come from wealth strategizing, Jonathan is excited to share his passions of coaching, educating and investing all into one as a Client Success Coach for Tardus.
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