Once upon a time, a Bay Area girl met a local boy while working as a law clerk in Honolulu after law school graduation. They married, and following two tumultuous years of law practice that Tanisha endured at busy law firms, desperate to escape the grind and get out from underneath her six figure student loan debt, the Souzas took a leap of faith into real estate investing and achieved financial freedom. Soon thereafter, Tanisha quit practicing law, and they became co-founders of a Honolulu franchise of the former mortgage-acceleration company, Tardus America.
The Souzas wanted to do more than help people pay off debt, they wanted to help them create income as well. Tanisha spent several years and dozens of prototypes developing and perfecting a “robo-investor” calculator that could help a person create massively growing passive income and eliminate debt simultaneously while projecting a person’s financial freedom date – in most cases within 5 to 10 years. Because of the outrageous speed in which a person could potentially replace their earned income with passive income by following the calculator’s recommendations, Tanisha appropriately named it the Income Snowball. She was granted a patent for it in 2014.
Today Tardus Wealth Strategies is an international wealth-coaching company with clients world-wide, headquartered in Honolulu, Hawaii. The Tardus Wealth Coaches work individually with members on a monthly basis to help them create a predictable system for creating passive income, paying off debt, and planning for their financial future.
Tanisha is the Chief Wealth Coach at Tardus. Formerly an attorney, Tanisha is the inventor of the patented Income Snowball System, best-selling author with Jack Canfield of Soul of Success Volume II, and author of the Multi-Million Dollar Real Estate Investing Course.
Chris is the Chief Operations Officer at Tardus. With more than a decade of experience in finance and sales for multi-million dollar corporations, he has parlayed that expertise into helping build the Tardus brand into a world-wide leader in financial coaching.
Lindsie McBride is our Marketing and Events Specialist. Lindsie brings experience in marketing and a background in events and hospitality leadership. She holds an MBA in International Business and a Bachelor’s in Event Management. Her passion lies in creating exceptional experiences, which she focuses on bringing to our clients.
Rose Young is our Client Relations Manager. She works closely with the rest of the team to monitor our client’s progress and improve our systems. Rose is a dedicated professional with 20+ years of experience in a range of customer-facing roles. She has a proven record in troubleshooting and resolving issues to create smooth operations across property and facilities management, office management, and people management. Rose is focused on building valued client relationships and program loyalty with a strong commitment to customer satisfaction.
Sharon graduated with a BSN from the University of Hawaii and has spent most of her life educating and coaching others. Being an island girl, she was saddened at potentially relocating to the mainland for financial reasons after her husband's retirement. As a Tardus client, wealth building strategies enabled them to become homeowners in Hawaii, which spurred her desire to share Tardus with others as a Wealth Coach. "I love it when clients call to tell me they have gained control of their finances and are reaching their dreams!"
I am born and raised on Oahu. Went away to college in the state of Washington and lived there until 1999 when I returned home. I knew high cost of living at home along with lower salaries and fewer job opportunities meant I would have to become very financially savvy to be able to pay off my student loans and reach my goal of owning my own place. I was able to do both by the time I was 28. I have been in the Healthcare Industry for over 20 years. I became a Tardus client after going to work independently as a Licensed Insurance Agent and wanting to have more autonomy over my finances. My goal was to get to financial freedom by paying off my mortgage and creating passive income streams to retire early and pursue my passions. Learning the system at Tardus and realizing my goals were attainable much sooner got me excited to want to share this with as many people as possible. Helping people understand their dreams of financial freedom are within reach and getting them there sooner than they realized is an amazing thing to be a part of. Outside of work I do yoga, hike, garden, and grow organic produce in my aquaponics farm!
Sequana has always had a passion for assisting others with their personal finances. Over the years, she’s coached family and friends on the basics of budgeting and debt reduction, but she figured she’d have to wait until she retired before she’d be able to fulfill her dream of being a full fledge financial coach. Becoming a Tardus client helped her to accelerate her timeline and she’s excited to do the same for others as a Wealth Coach! She is based in Maryland, where she lives with her husband, son, and dog.
Kathy has been active in several facets of real estate investing for many years. When she learned about the power of the Income Snowball strategy she became a client to continue her financial education and benefit from the Tardus patented financial system. Since she has seen the results of the Tardus system work seamlessly during times of economic upheaval and uncertainty, Kathy believes it can help relieve stress, and provide long term stable income for many. She realized it was time for her to share the benefits of Tardus with others, who like her, were concerned about financial stability and retirement income. Kathy enjoys helping people realize their full potential while assisting them in accomplishing their financial dreams and goals. “Like so many people, my husband Mike and I want to retire with an assurance that our monthly income is secure while we travel and enjoy the culture of each new destination.”
Sophia D. Marinakes, Big Island native and accomplished 12 year Army veteran, is an energetic, results-oriented professional with years of experience in effective coaching and physical fitness. In addition to maintaining a happy healthy lifestyle, she understands that financial health plays a major role in our overall well-being. At Tardus, she believes that financial freedom is not only attainable but well within a person's reach. A guiding principle as a coach is, “If you want something you have never had, you have to do things you have never done.” As a Wealth Coach she knows we must learn from people who have not only been where we are, but are willing to show us how to get to where we want to be
Cora’s has for 30 years made a difference in her Rural Oahu community. Co-founder of 3 non-profits. She has 30 years’ experience in bookkeeping and office management. After a bookkeeping client became a Tardus client, she quickly recognized the short fall to traditional financial systems. “As a Tardus client and wealth coach it is very exciting to witness the radical changes in our financial future by choosing to empower ourselves".
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Mariano brings his experience as a Principal and Floor trader on the Stock Exchange to his work as a Wealth Coach based on Oahu and he teaches that you don't have to wait until you have enough money to do what you really want. "The trail blazing new field of patented wealth strategy with Tardus is nothing like the traditional 'accumulation' methods subscribed on Wall Street."
Kathy is a Wealth Coach from Bozeman, Montana. Before becoming a wealth coach, she was a trained life coach and had considerable sales experience. After seeing what Tardus did for her as a client, she decided to share Tardus with her local community and beyond.
Desmond Kāne Balbin is a native Hawaiian born on O’ahu and attended Kamehameha Schools, Sarah Lawrence College and UH Manoa. With a BFA in Dance and Theater, he realized early on that his passion would not sustain his lifestyle in Hawaii. To make a living while performing and choreographing, he found success as a client advisor in luxury retail and as an internet marketer for almost two decades. He enrolled with Tardus as a client after seeing his mother's accelerated success. His goal was to create enough passive income so he would have free time to follow his dreams. Now, as a Wealth Coach his desire is to help people become financially empowered so they too can follow their passions and be financially free.
Bonnie is a Client Success Coach and, while a fourth generation Washingtonian (DC region), currently resides in Bozeman, Montana. She is a Certified Mediator and Certified Association Executive, having worked in the nonprofit industry for more than 25 years. Bonnie finds success in helping individuals and groups achieve their goals.
Tinley has a professional background in real estate sales, property management, and real estate tax law. She started investing in her own rental properties and her passion for financial freedom and financial education began. She truly believes that everyone has the power within them to achieve their dreams, all they need are the right tools and education. On her own journey toward financial freedom, she has learned that the biggest tool you have to managing your time and ultimately your balanced physical, mental, and spiritual health is money. She believes that financial success is being able to make choices to live your best life. She truly enjoys watching others reach their goals and hearing about the inspirations on their journey.
Kimberly Quick’s professional background weaves together the threads of different industries and missions, but in each position, there is a consistent them. She is passionate about helping people achieve their goals that are most important to them. She has over 20 years’ experience in Accounting and Finance as a prior CPA and over 10 years’ experience as a Life and Business coach. She is excited to be a part of the Tardus Team as a Client Success Coach with a mission to teach people how to live their dreams by quickly building passive income without risk.
Born in Honolulu, Hawaii, Shanna always had dreams to travel the world and explore what lies beyond the Hawaiian Islands. Like many others, after graduating from the University of Hawaii at Manoa with a Bachelor’s in Biology, Shanna found herself with a large amount of student debt. Thanks to the amazing results of Tardus wealth coaching, Shanna’s student debt is no more in just 6 years and her travel dreams are not fantasy but reality. Prior to Tardus, Shanna worked 16 years in the pharmacy / medical industry as a pharmacy technician and buyer; often receiving recognition for her friendly customer service. With Tardus, Shanna learned that financial freedom is achievable and can’t wait to help clients use Tardus strategies to build towards their goals with peace of mind.
Andrea has an extensive background in Change Management and Consulting. With degrees in Psychology and Management, she believes that with the proper resources anyone can achieve their financial goals. Andrea’s passion is in helping others achieve success by realizing their goals and overcoming obstacles. As a small business owner, and a consultant, Andrea has assisted her clients in streamlining difficult processes and organizing their finances. Andrea lives in the Washington DC Metro and enjoys soccer, travel, and reading in her spare time.
Carlos has an extensive background in accounting, finance and life coaching. After successfully coaching high net worth clients, Carlos decided to join the Tardus team as a Client Success Coach and Trainer. His skills and generosity with his time and talents have been invaluable to the Tardus team.
Nicole Durbin has over 15 years’ experience working in the commercial and residential sectors of the construction industry; 8 of those years owning and operating her own construction services business. She is skilled in establishing and implementing policies that promote a strong business culture, vision and economic growth. Her experience has given her the opportunity to provide leadership and oversight in a company’s success and is happy to empower her clients to achieve financial freedom using the Tardus patented system. She is dedicated to her clients’ success: watching them change their mindset about what is possible, hit their goals, and change their lives.
Troy’s passions lie in helping people and finances. After 20 years of military service, he is now in position to help others realize their dreams by coaching them through the financial obstacles that arise in their daily lives. He holds a bachelor’s in financial planning, is an Accredited Financial Counselor (AFC) with the Association for Financial Counseling and Planning Education (AFCPE), has over 15 years of counseling experience and believes regardless of income or background, we all can achieve lasting financial well-being through education, coaching and hard work. He is based out of Clarksville, Tennessee, enjoys fitness, real estate, helping others solve problems, and travel
Thien holds an MBA in Finance along with a Bachelor of Science in Accounting and Management from Virginia Tech. He has more than 20 years of experience in banking, stocks, and teaching. Thien has been with the Tardus Team as a Client Success Coach for 10 years.
Jonathan holds a Doctorate in Pharmacy along with undergraduate studies in Business Administration focused on Finance. Jonathan has an extensive background in management and sales. Over the last decade he worked as a pharmacy manager. As a pharmacist his highest priority was leading patients to complete health and wellness through one on one coaching and counseling. Jonathan has always strived for financial freedom while perfecting his own personal investments and later added real estate investing to his pursuits. After seeing what amazing results can come from wealth strategizing, Jonathan is excited to share his passions of coaching, educating and investing all into one as a Client Success Coach for Tardus.
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